Signed up for the basic plan for $8.99 and wasn’t quite sure how this worked at first. Was finally able to reach their customer support (fyi they do take awhile to respond), but now I understand how it works. So it’s basically a subscription that you pay monthly and they start you with $500 reported credit line. Every $50 of bills that are added are added to your reported line. So I checked my credit report like 2-3 weeks later and saw the reported account of $2500. Pretty cool way to hack your credit and start building.
Bad business
Tomo can report anything they want to, to the credit agencies, but that doesn’t mean that the credit agencies have to accept that information. The credit agencies know this is a BS company that is selling positive credit histories, so they don’t accept the information. Advertising impacts how and where listings appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, companies and professionals, but our listings do not represent all financial services companies or products. A subreddit for discussing credit cards.
- There’s no way for me to disconnect my bank account online because the only way you can disconnect anything is to call them and they won’t take any calls….
- Cancelling is harder than getting a date as a freshman in high school with no game.
- I’m only giving this a 2-star rating because Tomoboost does exist.
- I removed my payment method and they now send me email about replacing it.
Scam company they take your money and…
Additionally, I’m not sure that paying $49.95 per month increased my credit score. Finally, when I submitted a request, via email, to cancel my account, I received two offers to continue the service for free. I responded to the second but received no response. It was only after charging another $49.95 that Tomoboost honored my cancellation request.
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They only talk about giving you a discount. I removed my payment method and they now send me email about replacing it. I was silly enough to sign up and now I am wise enough to want out. There is no phone number no direct email contact listed other than ”. They will not respond other than automated email responses. Cancelling is harder than getting a date as a freshman in high school with no game.
After reading the reviews on Trustpilot I now know why, nothing but scams going on here. Taking peoples money and will not respond to anyone. So thankful I came to Trustpilot first before joining Tomoboost!!!!!! Thank you everyone for all your honest reviews. Now I cannot get them to quit emailing me and will not remove me from their email list.
Where can I use my Tomo Credit Card?
There’s no way for me to disconnect my bank account online because the only way you can disconnect anything is to call them and they won’t take any calls…. I really don’t know what to do but I want my bank account and SS number away from this shitty service IMMEDIATELY. I am at my wits end with this company and I need to scream at someone on the phone lol. This is the worst customer service experience. I requested via email to cancel my membership FIVE times and they continue to respond with offers and “Are you sure you want to cancel?
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I’ve been using a premium subscription for two months now. The first month the company sent a credit report to two agencies, one had a limit of $0, the second was $1000 instead of $20,000. In the second month, all reports disappeared, the support service has been silent for a month, but every day I receive white label trading platforms financial charting multi asset developer apis and more offers from Tomoboost. Tomoboost is a complete scam I wouldn’t waste my money on them for anything. Emailed support over a month ago to cancel my subscription but yet again I was charged this month and refused to give a refund.
The Tomo Credit Card has a $0 foreign transaction fee, which means you won’t incur extra charges for international purchases. The card does come with an annual fee of $0, but it accepts applicants with limited credit, so it’s a good option for people who want to establish a credit history without carrying a monthly balance. We use dedicated people and clever technology to safeguard our in-house vs outsourced software development platform. Credit scores don’t work the way Tomo Boost would like you to think they do.